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Access funds whenever you need them and apply for a Personal Loan

of up to PHP 1 Million pesos in just 10 minutes! All you need is one valid ID

and one payslip to apply.

Benefits

All-digital loan application

 

Experience an easy, convenient, and all-digital loan application. Apply in as fast as 10 minutes with only one valid ID and one payslip.

PHP 1 Million maximum loan amount

 

Acquire a loan starting from PHP 30,000 to a maximum of PHP 1,000,000, with flexible tenure options ranging from 12 to 60 months. (In multiples of 12 months)

Get disbursement

 

Receive immediate disbursement directly into your CIMB Bank savings account(s), or within 1-2 banking days if the disbursement is made to other bank accounts.

Credit Life Insurance

 

Get additional protection equal to your loan amount with Group Creditor’s Life Insurance by Pru Life U.K., in case of Death or Total and Permanent Disablement.

Download the CIMB Bank App now

How to Apply

STEP 1

Download and open the CIMB Bank PH app and tap Open an Account and then Personal Loan. Check if you’re eligible and tap Let’s start!

STEP 2

Input your desired loan amount and tenure.

STEP 3

Key in your mobile number and email address, then verify using the OTP sent to you via SMS.

STEP 4

Create your username, password, and set up your MPIN.

STEP 5

Get your valid ID ready and do the selfie check. Make sure that the personal information you provided is correct and complete.

STEP 6

Provide your address and make sure it’s verifiable. Then, key in the additional details required.

STEP 7

Input your employment information including your complete and verifiable office address.

STEP 8

Review the details of your application to see if they are correct, then tap Submit.

STEP 9

Upload at least one acceptable income document.

STEP 10

Provide a front and back photo of your company ID (optional). Doing so can help speed up the review of your application.

STEP 11

Select your preferred disbursement account, submit your application, and you’re done! Just wait for an update on your application by checking the app. 

Eligibility

  • Individuals only
  • Applicant must be at least 21 years old; must be no older than 65 upon loan maturity
  • Applicant must be a Philippine citizen and a non-US person
  • Applicant must have a Philippine mailing address and active Philippine mobile number
  • Applicant must have a minimum gross monthly income of PHP 15,000
  • If employed, applicant must be tenured for at least 6 months, or 1 year of continuous employment, unless employed in the top 15,000 corporations
  • If self-employed, applicant's business must be operating for at least 1 year
List of accepted valid IDs

More Information

Personal Loan Terms & Conditions
Product Disclosure Sheet
Truth and Transparency in Lending Act
Frequently Asked Questions
Group Creditor's Life Insurance Terms and Conditions
Group Creditor’s Life Insurance Master Policy Contract

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