• Digital Banking
  • Our App
  • Promotions
  • Our DNA
  • Financial Literacy Articles
  • Help & Support
Digital Banking
Our App
Promotions
Our DNA
Financial Literacy Articles
Help & Support
Our Products
Our Partners
Latest Promotions
Careers Page
Newsroom
Financial Essentials
Digital Banking with CIMB
Security Tips

Settle bills, shop online, buy groceries, and pay later with GCredit. 

Benefits

Hassle-free payment experience

 

Conveniently pay using your credit line through cashless shopping at QR-accepting merchants, make hassle-free online purchases, and enjoy easy bill payments via the GCash app.

Enjoy a credit line of up to PHP 50,000 

 

Unlock a credit line with favorable interest rates! Gain access to a credit line of up to PHP 50,000, featuring competitive monthly interest rates as low as 1%.

Over 17,500 merchants nationwide    

 

Conveniently pay with GCash QR codes at 17,500+ nationwide merchants and online retailers. Check the full list here. 

How to Apply

STEP 1

Open the GCash app and tap Borrow on then choose GCredit.

STEP 2

Check if your email address is correct. 

STEP 3

Review your personal information and key in the required details.

STEP 4

Review your GCredit application and tap Submit to finish.

STEP 5

Congratulations! You've successfully applied for GCredit! Wait for an advisory on when to start using account. 

Get the best banking experience when you link your GCredit to the CIMB Bank PH app

Learn how to link your account by visiting this link.

Download the app and link your GCredit now!

Eligibility

  • Individuals only
  • Applicant must be at least 21 years old; at most must not be older than 65 years old;
  • Applicant must be a Philippine citizen and a non-US person
  • Applicant must have a fully verified GCash account; and
  • Applicant must meet eligible credit requirements

More Information

Terms & Conditions
Product Disclosure Sheet
Frequently Asked Questions

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed