During your loan application, you will be asked to choose a disbursement method. If you chose to disburse to a CIMB account, the loan proceeds will be disbursed immediately upon loan approval. If you chose to disburse to other banks, you loan proceeds will be disbursed within two (2) business days upon loan approval if done via Pesonet. If done via InstaPay (for loans less than PHP 50,000), the disbursement is instant or in real time, provided the recipient details are correct.