• Gather, analyse and interpret data to assess portfolio quality and understand the main drivers of emerging portfolio trend
• Perform portfolio deep dive and segmentation analysis to find opportunities for growth and improvement of portfolio performance
• Drive and manage portfolio actions by identifying appropriate parameters and analysing historical performance to find suitable criteria that will promote business growth and/or improve portfolio quality and profitability
• Recommend test programs and other initiatives that can increase credit productivity, approval rates and acquisition quality
• Formulate Collections Strategies by performing data analysis on portfolio delinquency and flow rates, curing and collections productivity
• Collaborate with peers and other business units to deliver tasks/activities aiming to promote portfolio growth and
good portfolio quality
• General tasks include portfolio deep dives, credit quality monitoring and other analysis to support other business units
• Ensure accuracy of data used in the analysis and provide data driven solutions/recommendations
• Recommend process improvements that will help Data Science and Analytics team deliver tasks more efficiently and timely
• Perform and deliver tasks that will bring positive impact to the departmental and country KPI’s
• Performs other related functions that may be assigned from time to time
